Empowering Growth,
Building Futures

Accessible financing solutions designed to support small businesses, entrepreneurs, and communities across Sri Lanka.

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* All financing services are subject to regulatory approval, licensing, and credit assessment.

Why We Support Local Growth

At Zap Ceylon, we believe that capital should not be a barrier to ambition. Our micro-finance division works to bridge the gap for those who need it most—offering responsible credit to upgrade equipment, stock inventory, or start a new venture.

We don't just lend money; we provide the financial foundation for sustainable livelihoods.

Our Financial Solutions

Tailored specifically for the needs of Micro and SME sectors.

SME Working Capital

Short-term funding to help you manage daily operations, purchase stock, or handle seasonal demand.

  • Flexible repayment terms
  • Quick approval process
  • No hidden fees

Equipment Financing

Specific loans for purchasing machinery, vehicles, or tools that increase your business productivity.

  • Asset-backed lending
  • Competitive interest rates
  • Direct payment to vendors

Community Group Loans

Small-ticket loans designed for self-help groups and community collectives to foster mutual growth.

  • No collateral required (Group Guarantee)
  • Financial literacy training included
  • Empowering women entrepreneurs

Trade-Linked Finance

Supply chain financing for producers and farmers connected to the Zap Ceylon export network.

  • Linked to harvest/production cycles
  • Guaranteed market access
  • Fair pricing models

How to Apply

A simple, transparent 4-step process.

1. Consultation

Meet our officer to discuss your needs and check eligibility.

2. Application

Submit basic ID proofs and business documents.

3. Assessment

We review your request quickly and fairly.

4. Disbursal

Funds are transferred directly to your account.

The Responsible Lending Promise

We are committed to ethical finance. We ensure that our loans help you grow, not burden you with unmanageable debt.

Fair Rates
Full Transparency
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